- Error On Your Credit Report? What You Should Do Next
Addressing errors on your credit report promptly can help maintain or improve your credit score and ensure that your credit history accurately reflects your financial behavior.
- Recognizing a Credit Repair Scam
If you suspect you’ve encountered a credit repair scam, you should report it to the Federal Trade Commission (FTC) and your state’s attorney general. Always consider consulting a trusted financial advisor for legitimate credit repair assistance.
- Good vs. Bad Debt
Understanding the difference between good and bad debt is crucial for effective financial management. While good debt can be a useful tool for wealth-building, bad debt can be a financial burden. It's important to assess your borrowing decisions carefully, keeping in mind the potential long-term impact on your financial health.